LedgerIQ
AI-speed bookkeeping with a trained accountant on every entry.
LedgerIQ is a financial-operations platform that keeps a growing business's books current every day instead of every month. AI ingests and categorises every kind of business paperwork; a trained accountant reviews the entries that matter before anything posts; and the owner sees a live picture of cash, runway and margin the moment new data lands.
The problem it removes
Traditional bookkeeping runs on a lag. Receipts, statements and invoices pile up, a bookkeeper keys them in after month-end, and the owner reads a picture of the business that is already 15 to 30 days old. Decisions about payroll, vendor payments and hiring get made on stale numbers.
The newer answer — hand the whole ledger to an unsupervised model — trades the lag for a different problem: nobody is accountable for what the AI decided, and the errors surface at audit or tax time.
How LedgerIQ works
- Ingest. The business sends in whatever it has — photographed receipts, PDF invoices, register tapes, POS daily-sales exports, card and bank statements, payroll reports, voice memos, tax forms. LedgerIQ supports 20 input formats, and bank and card feeds connect directly through Plaid and Stripe.
- Draft. AI extracts the transaction, checks double-entry parity, and proposes a categorised journal entry against the business's own chart of accounts. A per-vendor learning layer means recurring vendors get more accurate every time they appear.
- Review. Entries that are low-confidence, high-dollar or from an unknown vendor route to a trained accountant back-office for a human check. High-confidence routine entries move straight through.
- Post. Once verified, the entry posts to the ledger and becomes immutable — corrections are made with new entries, so the audit trail stays intact.
- See. Every posted entry updates the live dashboards: daily cash survival, weekly operations and margin, and a rolling 30-day runway projection.
What the business gets
Executive Cash Health dashboard
Checking balance and sales velocity today, overdue receivables, checks clearing, MTD budget progress, payroll and vendor bills due, category spend, gross margin — and a 30-day runway countdown.
AI Concierge
A chat widget for quick natural-language questions about balances and spending, answered from the business's real posted numbers.
Exception clarifications
When the AI can't place a payment, the owner gets a plain question ("what was this $500 transfer for?") and one answer clears the block.
Chart of accounts, done properly
QuickBooks-style numbering, sub-accounts, starter templates by industry, CSV import/export. Real structure, not a fixed list.
Bring your own accountant
Invite your outside CPA into the same live books, free. No stale year-end export.
QuickBooks Online export
One-click export of posted journal entries in QuickBooks Online's own import format.
Who it is for
- Retail and shops — POS-driven businesses that need daily cash-drawer truth and an early warning when a supplier's bill creeps up.
- SMEs and commercial operators — Businesses past spreadsheet bookkeeping that need runway, payroll-liability and AP/AR visibility without a full finance hire.
- Accountants and CPA firms — Practices that want to add back-office capacity — AI drafts, their team reviews — without adding headcount at the same rate.