A finance function without the finance hire
Runway, payroll liabilities, AP/AR and margin — current, every day.
Between "the owner does the books in a spreadsheet" and "we hired a controller" is a long, expensive gap. LedgerIQ covers it: AI keeps the ledger current, a trained accountant reviews the hard entries, and the owner gets the dashboard a finance hire would have built.
The questions it answers on demand
- How many months of runway do I have? — A rolling 30-day runway projection that counts down against actual burn, plus a 7-day cash trajectory.
- What do I owe, and when? — Upcoming payroll-run liabilities (ADP / Gusto), vendor bills due, and checks clearing — on one screen.
- Who owes me, and how late? — Overdue accounts receivable surfaced in the daily view, not discovered at month-end.
- Are we on budget? — Month-to-date progress against your budget goal, with category spend broken out.
- Is margin holding? — Gross profit margin recomputed as entries post.
Built for how a real business is wired
Bank & card feeds
Direct connections through Plaid; processor settlements through Stripe. Statements for anything not on a feed.
Payroll
ADP / Gusto reports imported as salary liabilities on the right dates.
Vendor bills
Emailed invoices, PDFs and photographed bills mapped to accounts payable.
Chart of accounts that scales
QuickBooks-style numbering, sub-accounts, industry starter templates, CSV import to bring your existing structure in.
Multi-entity and your own accountant
One person can hold access to several businesses under a single login, with a workspace switcher to move between them — useful for an operator running more than one entity, and the mechanism behind inviting your outside CPA. Your accountant works from the same live books you do, for free, instead of a year-end export.
Where the cost saving is
- No manual data entry — 20 input formats ingested without re-keying.
- No feed patchwork — Bank, card, POS, payroll and documents land in one ledger.
- Buy the review depth you need — Three plan tiers — AI-only, Founder, and AI-plus-human review — so a business that only needs light review is not paying for heavy review.
- Your CPA included — Bringing your outside accountant in costs nothing extra.
The dashboard a controller would have built you — running from day one, reviewed by a real accountant, at a fraction of the headcount.